LTCi Quotes for William

William,

Your long-term care insurance quotes are ready.

First, please watch this short video I made for you:

 

 

🔎 Your quotes

For an apples-to-apples comparison, I've included three quotes with an initial benefit of $5,000/month.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit.

 

 

🧐 My notes

These options differ in starting benefit, benefit period, payment method, and premium schedule.

Option A: Mutual of Omaha MutualCare has the lowest quoted monthly cost and reimburses eligible care expenses. Premiums are paid for life and may increase.

Option B: Nationwide CareMatters II provides benefits in cash for 3 years. It costs more than Option A, but its 10-year payment schedule is shorter and the quote includes a benefit for heirs.

Option C: This is the same as option B but extends coverage to 6 years with a larger total benefit pool.

Compare these benefits with projected care costs and the personal savings or other income you would want to use toward care.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in North Carolina and elsewhere.

You can also adjust the benefit amount to fit your budget. For example, reducing the premium by 25% would generally reduce the benefits proportionally.

 

 

👉🏻 Next steps

Reply to my email or text with feedback or schedule time on my calendar to review these options together.

Alternatively, complete this longer health pre-screen form (10 minutes) for more clarity on your options. I’ll share your answers with insurers without your name attached to get informal feedback. This helps identify which policy is the best fit and avoids the risk of a formal decline.

Thanks,
Jesse

P.S. Still learning? See our popular blog or YouTube channel.