Revised LTCi Quotes for Lisa

Lisa,

Your revised long-term care insurance quotes are ready.


🔁 Revised quotes

I've revised your quotes to reflect your $25,000 life insurance contribution (1035 exchange) with minimal additional cost to you.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit.



🧐 My notes

I priced all hybrid long-term care insurance options that accept a 1035 exchange. Due to policy minimums, most require a minimum of $50k total deposit, but these options offer lower minimums.

Option A: Nationwide CareMatters
Lowest additional out-of-pocket payment: $535 for a 3-year benefit period.

Option B: Nationwide CareMatters
Same policy, but with about $150,000 more in maximum LTC benefits over 7 years than Option A, for roughly $6,500 more in premium.

Option C: Securian SecureCare
Securian has a higher minimum premium than Nationwide, so it requires more additional funding to make the policy work.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in Florida and elsewhere.


👉🏻 Next steps

Schedule time on my calendar to review these options together. If you don't need a call, just let me know and I can start your application process.

Thanks,
Jesse

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