Patrick,
I put together a few options to give you a sense of coverage and cost. The right fit depends on your goals, so we’ll tailor this together.
👀 First-look quotes
Here's how they differ:
- Base: lowest cost, meaningful coverage (based on our call, your best choice)
- Plus: adds a benefit to heirs if care isn’t needed
- Premier: highest coverage
💡 Choosing coverage comes down to what fits comfortably in your budget. If you adjust the premium up or down, the benefits change proportionally. Most people use insurance alongside Social Security and savings, rather than relying on it to cover everything.
👉🏻 Next steps
As we discussed, you aren't eligible to apply yet due to your recent open heart surgery. Coverage is possible after the typical 6 month recovery window following bypass surgery, assuming there are no residual effects, complications, or limitations and you're released to normal activity. Let me know if you'd like me to follow up with you in 6 months and/or have any questions.
Thanks,
Jesse
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