LTCi Quotes for Jeffrey

Jeffrey,

Your long-term care insurance quotes are ready.

First, please watch this short video I made for you:

 

 

🔎 Your quotes

These quotes use different starting benefits: $6,000 per month for three years with Mutual of Omaha and $3,500 per month for six years with Nationwide.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit.

 

 

🧐 My notes

These two policies differ in starting benefit, benefit duration, payment method, premium structure, and legacy benefit.

Option A: Mutual of Omaha MutualCare provides the higher starting monthly benefit and the lower premium, with three years of reimbursement coverage. It is a traditional policy with lifetime premiums that can increase.

Option B: Nationwide CareMatters II provides six years of benefits in cash and a benefit to heirs if care is not needed. Its 5% compound inflation protection grows benefits faster than Option A's 3% protection.

Compare these benefits with projected care costs and the personal savings or other income you would want to use toward care.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in New York and elsewhere.

You can also adjust the benefit amount to fit your budget. For example, reducing the premium by 25% would generally reduce the benefits proportionally.

 

 

👉🏻 Next steps

Reply to my email or text with feedback or schedule time on my calendar to review these options together.

Alternatively, complete this longer health pre-screen form (10 minutes) for more clarity on your options. I’ll share your answers with insurers without your name attached to get informal feedback. This helps identify which policy is the best fit and avoids the risk of a formal decline.

Thanks,
Jesse

P.S. Still learning? See our popular blog or YouTube channel.