LTCi Quotes for Linda

Linda,

Your long-term care insurance quotes are ready.


🔎 Your quotes

I've provided three quotes of varying premiums and benefits.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit.



🧐 My notes


Option A: This traditional policy from Mutual of Omaha is your lowest-cost option.

Option B: This hybrid policy from Nationwide provides cash benefits and a refund to your heirs if you never need care.

Option C: This hybrid policy from Securian provides five years of benefits, compared with the shorter benefit period under Option B.

Your policies provide lower annual benefits than the amount shown in this projection, but you can bridge the gap with personal savings and Social Security. For most people, the goal is meaningful coverage, not covering every dollar of care.

You can adjust your annual benefits by changing your premium. Your benefits will increase or decrease proportionally. For example, a 25% premium reduction would generally result in a 25% reduction in benefits.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in Maryland and elsewhere.


👉🏻 Next steps

Complete this longer health pre-screen form (15 minutes). I’ll share your answers with insurers without your name attached to get informal feedback. This helps identify which policy is the best fit and avoids the risk of a formal decline.

Thanks,
Jesse

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