LTCi Quotes for Rob and Wendy

Rob and Wendy,

Your long-term care (LTC) insurance quotes are ready.


🔎 Your quotes

I've provided quotes from Nationwide and OneAmerica. You'll notice the benefits scale with the premium (e.g., option B has 150% higher premiums and benefits than option A).

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit.



🧐 My notes

Nationwide CareMatters Together is a popular option that allows you to share benefit years and pays benefits as cash indemnity, offering the most flexibility. The policy has two risk classes: standard and preferred (lower rates). I quoted the preferred rates based on your initial feedback, though qualifying requires very good health.

Nationwide CareMatters is a individual policy version with a maximum benefit length of 7 years each.

OneAmerica Asset Care offers lifetime benefits by trading off a lower death benefit (refund) and reduced monthly benefits. I consider Asset Care the gold standard in LTC coverage and purchased this policy for my wife and me.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in California and elsewhere.


👉🏻 Next steps

Schedule time on my calendar so we can review the options together and address any questions you may have.

If you prefer to skip a call for now, I recommend completing this longer health pre-screen form (15 minutes). I’ll share your answers anonymously with Nationwide and OneAmerica to get informal feedback before any formal application. This helps us avoid the risk of a formal decline and determine whether the preferred Nationwide rating is likely.

📺 Still learning?

Read posts on our popular blog or watch videos on YouTube channel.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188