Revised LTCi Quotes for Ruthanne S
Jesse Vickey
- 2 min read

Revised LTCi Quotes for Ruthanne S

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Ruthanne,

Good news. Your revised long-term care (LTC) insurance quotes are ready.


🔁 Revised quotes

I've provided three quotes for OneAmerica Asset Care (read the review), each offering lifetime benefits. All start with a monthly benefit of $7,000 (or $233 per day), with benefits growing at 3% annually to help keep pace with rising long-term care costs. If you never need care, your heirs would receive a refund of $115,142.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit. Want to adjust your coverage? We can raise or lower the premium—your benefits will scale accordingly.



🧐 My notes

I consider the lifetime benefits from OneAmerica Asset Care the gold standard in long-term care coverage. It’s the policy many people choose—including me—especially for memory care, which often lasts longer than other types of care. If you’d like to lower your premiums, we could scale back the benefits or explore another policy with 6 to 8 years of coverage instead of lifetime protection.

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Cost tool → Assisted-living in Tennessee is projected to cost $125,000/year by age 80 (assuming 4% annual growth). Compare current and projected costs for home care, assisted living, and more in Tennessee and elsewhere.


👉🏻 Next steps

Once you've reviewed your options, just reply to my email or text with the one that feels closest—A, B, or C and I'll email the policy documents to you (no commitment).

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Got questions or just starting out? Let's talk. I'm Jesse (you’ll see me in the video below). No pressure, no commitment. Just happy to help. Grab a 15-min call.

📺 Still learning?

Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
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