Velina,
Good news. Your revised long-term care (LTC) insurance quotes are ready.
š Revised quotes
Iāve included three quotes from Nationwide, which offers the best value for a 3-year plan with 3% annual benefit growth.
Option A matches your initial choice. Options B and C use shorter payment schedules to boost your annual benefitsāwithout increasing your total cost.
š§ My notes
Nationwide CareMatters (read our review) is one of the most popular policies available, and for good reason:
- All three options return more than your paid to your heirs if you don't need care.
- Pays a monthly cash benefitāno receipts needed. You can use these benefits for anything you'd like.
- Benefits start on day 91 but cover the first 90 days retroactively.
- If you never need care, your family still receives at least 20% of the life insurance value.
If you can afford a shorter payment schedule, you'll come closer to your $128,000/year goal for assisted living in Texas at age 80.
šš» Next steps
Once you've reviewed your options, just reply to my email or text with the one that feels closestāA, B, or C and I'll email the policy documents to you (no commitment).
šŗ Still learning?
Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.
Thanks,
Jesse
Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
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