Revised LTCi Quotes for Velina H
- 2 min read

Revised LTCi Quotes for Velina H

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Velina,

Good news. Your revised long-term care (LTC) insurance quotes are ready.


šŸ” Revised quotes

I’ve included three quotes from Nationwide, which offers the best value for a 3-year plan with 3% annual benefit growth.

Option A matches your initial choice. Options B and C use shorter payment schedules to boost your annual benefits—without increasing your total cost.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit. Want to adjust your coverage? We can raise or lower the premium—your benefits will scale accordingly.


🧐 My notes

Nationwide CareMatters (read our review) is one of the most popular policies available, and for good reason:

  • All three options return more than your paid to your heirs if you don't need care.
  • Pays a monthly cash benefit—no receipts needed. You can use these benefits for anything you'd like.
  • Benefits start on day 91 but cover the first 90 days retroactively.
  • If you never need care, your family still receives at least 20% of the life insurance value.

If you can afford a shorter payment schedule, you'll come closer to your $128,000/year goal for assisted living in Texas at age 80.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in Texas and elsewhere.


šŸ‘‰šŸ» Next steps

Once you've reviewed your options, just reply to my email or text with the one that feels closest—A, B, or C and I'll email the policy documents to you (no commitment).

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Got questions or just starting out? Let's talk. I'm Jesse (you’ll see me in the video below). No pressure, no commitment. Just happy to help. Grab a 15-min call.

šŸ“ŗ Still learning?

Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
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