Ahmed,
I'm pleased to share three top LTC insurance quotes, carefully chosen based on your age, state, preferences, and current rates.
Why people choose LTC insurance:
❤️ Your family shouldn’t have to become full-time caregivers
💰 Your savings deserve protection from care costs
🧠 Stay in control — at home or the best facility
Early quotes
I added a few ways you could pay—each one gives you the same benefits.
Graph of benefits
This graph shows how your benefits would compare to expected LTC costs in your state if you needed care at age 80. Click any policy name or line for more detail.
My notes
For applicants in their 70s, several insurers no longer offer coverage—but I’ve included quotes from a few popular ones that still do. The two policies that refund premiums if long-term care isn’t needed (Nationwide and OneAmerica) offer lower annual benefits. Thrivent, which doesn’t include a refund, does offer higher benefits, though their quote depends on a review of your health.
As a next step, I recommend you complete a more detailed pre-screen. We'll share this anonymously with insurers so we can identify which ones are likely to approve you. The goal is to avoid a decline, and these soft reviews are a helpful, low-risk way to find out where you’re most likely to be accepted. Learn more about the underwriting process here.
Once we get a green light from one or more insurers, we can move forward with a full application to receive a final decision and exact rate. 👍🏻
Still learning?
Explore the three biggest reasons to get LTCi in this unboring video from our YouTube channel.
Or read our blog or listen on Spotify, Apple Podcasts, and YouTube Music.
Thanks,
Jesse