Peggy,
I'm pleased to share three top LTC insurance quotes, carefully chosen based on your age, state, preferences, and current rates.
Why people choose LTC insurance:
❤️ Your family shouldn’t have to become full-time caregivers
💰 Your savings deserve protection from care costs
🧠 Stay in control — at home or the best facility
Early quotes
I added a few ways you could pay—each one gives you the same benefits.
Graph of benefits
This graph shows how your benefits would compare to expected LTC costs in your state if you needed care at age 80. Click any policy name or line for more detail.
My notes
For applicants in their late 70s like yourself, only a few insurers offer coverage, but the three I selected are very popular policies. I provided a few options with and without a refund.
Big picture: As you review these, think about what matters more—lower-cost benefits or a refund (life insurance) if you never need care. Once you’ve got a direction, I’ll send more fine-tuned quotes to fit.
LTC costs in Nevada
Your benefits are below projected LTC costs—but that doesn’t mean you’ll pay the difference out of pocket. Assisted living often includes housing and meals, replacing everyday expenses. Other income, like Social Security, or assets can help bridge the gap.
Next steps
Most policies come with a bunch of options, and we can figure out what fits you best. You can grab a time for a quick phone call on my calendar, reply to this email, or just shoot me a text at 720-263-2188. No pressure at all—just here to help. Really.
Still learning?
Explore the three biggest reasons to get LTCi in this unboring video from our YouTube channel.
Or read our blog or listen on Spotify, Apple Podcasts, and YouTube Music.
Thanks,
Jesse