LTCi Quotes for Lawrence and Godelieve C
Jesse Vickey
- 2 min read

LTCi Quotes for Lawrence and Godelieve C

On this page

Lawrence,

I'm pleased to share three top LTC insurance quotes, carefully chosen based on your age, state, preferences, and current rates.

Why people choose LTC insurance:

❤️ Your family shouldn’t have to become full-time caregivers
💰 Your savings deserve protection from care costs
🧠 Stay in control — at home or the best facility

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If anything’s unclear, feel free to book a time below.

Early quotes

I added a few ways you could pay—each one gives you the same benefits.

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These early quotes are rounded to simplify side-by-side comparisons. Once you’ve chosen a direction, we’ll generate precise figures. Final pricing is standardized by the insurer and reflects your health details.


Graph of benefits

This graph shows how your benefits would compare to expected LTC costs in your state if you needed care at age 80. Click any policy name or line for more detail.



My notes

Based on your preferences (No to memory care and No to refunds), I included two policies with short benefits without refunds, plus a third with a refund for comparison. The Thrivent policy includes a shared care rider—if one partner uses up their benefits, they can draw from the other’s. The NGL policy adds a third, shared pool of benefits once either partner exhausts their own. See the policy review links in the table for details.

Big picture: As you review these, think about what matters more—lower-cost benefits for typical care, longer coverage for memory care, or a refund (life insurance) if you never need care. Once you’ve got a direction, I’ll send more fine-tuned quotes to fit.

LTC costs in Arizona
Your Nationwide benefits are below projected LTC costs—but that doesn’t mean you’ll pay the difference out of pocket. Assisted living often includes housing and meals, replacing everyday expenses. Other income, like Social Security, or assets can help bridge the gap. If you're considering NGL or Thrivent, you could lower your premiums—your benefits would decrease proportionally.

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See current and projected costs for home care, assisted living, and other LTC in Arizona here.


Next steps

After reviewing these quotes, many have questions or ask to see updated quotes. We're happy to help.



Want to talk about your options? Zero sales pressure. Pick a time on your schedule.



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Thanks,
Jesse