Barry,
I'm pleased to share three top LTC insurance quotes, carefully chosen based on your age, state, preferences, and current rates.
Why people choose LTC insurance:
❤️ Your family shouldn’t have to become full-time caregivers
💰 Your savings deserve protection from care costs
🧠 Stay in control — at home or the best facility
Your three quotes
Graph of benefits
This graph shows how your benefits would compare to expected LTC costs in your state if you needed care at age 80. Click any policy name or line for more detail.
My notes
You asked to see policies with shorter benefit periods (no extended memory care) and no refund, so I included two options with 4-year benefit periods—just above the 3-year average for long-term care needs. I also included the Nationwide policy with a refund for comparison. Each policy shows multiple payment options.
LTC costs in Alaska
As you may already know, LTC costs in Alaska are some of the highest in the country. Your benefits are below projected LTC costs—but that doesn’t mean you’ll pay the difference out of pocket. Assisted living often includes housing and meals, replacing everyday expenses. Other income, like Social Security, or assets can help bridge the gap. With that said, you may want to consider increasing your quoted premiums to increase your benefits proportionally.
Next steps
After reviewing these quotes, many ask to see revised quotes. Would you like to see changes to your payments, benefits, or something else?
Want to talk about your options? Zero sales pressure. Pick a time on your schedule.
Still learning?
We offer unboring, educational resources on YouTube.
Or read our blog or listen on Spotify, Apple Podcasts, and YouTube Music.
Thanks,
Jesse