Tyrone and Peggy,
I'm pleased to offer three long-term care insurance (LTCi) quotes that provide meaningful coverage.
Comparison table
✨ All policies include:
- Flexible care: at home or in a facility
- Adjustable premium and benefit options
- Starting benefits when you qualify for LTC
View local care costs here.
Graph of benefits
This graph shows how your benefits would compare to expected LTC costs if you needed care at age 80. Click any policy name or line for more detail.
My thoughts
The graph shows your benefits are slightly below projected LTC costs—but you don’t need to cover everything. Assisted living typically includes housing and meals, and other income or assets can help fill the gap. With these policies, a 10% increase in premiums means a 10% boost in benefits. For Nationwide and OneAmerica, paying over a shorter period (like 5 years or upfront) increases your benefits. And if we shorten the benefit duration, your annual benefit amount goes up. Let me know how you'd like to proceed—happy to help!
- Want to adjust the costs or benefits for any plan? Just reply and I’ll send revised quotes.
- Want the full brochures? Just reply to my email and I'll send them over.
- Have questions? Just reply, text me at 720-263-2188, or grab a time for a quick call here.
Thanks,
Jesse