Alice and Edward,
I'm pleased to offer three long-term care insurance (LTCi) quotes that provide meaningful coverage.
Comparison table
✨ All policies include:
- Flexible care: at home or in a facility
- Adjustable premium and benefit options
- Starting benefits when you qualify for LTC
View local care costs here.
Graph of benefits
This graph shows how your benefits would compare to expected LTC costs if you needed care at age 80. Click any policy name or line for more detail.
My thoughts
The graph shows your benefits are below potential LTC costs—but you don’t need to cover everything. In assisted living, housing and food are often included, and other income or assets can help.
Your quotes reflect your preferences:
- Memory care (yes): See OneAmerica for its lifetime benefits.
- Refund (unsure): Surprisingly, the Mutual of Omaha policy without a refund isn't much cheaper. Comparing apples to apples is hard because it's only offered with lifetime payments.
- Need smaller payments (no): I included policies with payments over 10 years and one lump sum. Your benefits increase with fewer payments. Both Nationwide and OneAmerica have multiple payment options.
How I can help
- Want to adjust the costs or benefits for any plan? Just reply and I’ll send revised quotes.
- Want the full brochures? Just reply to my email and I'll send them over.
- Have questions? Just reply, text me at 720-263-2188, or grab a time for a quick call here.
Thanks,
Jesse