Jay and Mafe,
I'm pleased to offer two long-term care insurance (LTCi) quotes that provide meaningful coverage.
Comparison table
✨ All policies include:
- Flexible care: at home or in a facility
- Adjustable premium and benefit options
- Starting benefits when you qualify for LTC
View local care costs here.
Graph of benefits
This graph shows how your benefits would compare to expected LTC costs if you needed care at age 80. Click any policy name or line for more detail.
My thoughts
The Mutual of Omaha policy has some unique features. If one of you goes on claim (i.e., starts receiving LTC benefits), their portion of the annual premium stops. If one partner needs more than four years of care, they can tap into the other person’s benefit pool. We can structure the policy to provide up to eight years of coverage per person.
OneAmerica offers lifetime benefits, which can be especially valuable for extended memory care needs. I quoted it as a single lump-sum payment, but we could spread payments out over time—just note that this would reduce the benefits.
- Want to adjust the costs or benefits for any plan? Just reply and I’ll send revised quotes.
- Want the full brochures? Just reply to my email and I'll send them over.
- Have questions? Just reply, text me at 720-263-2188, or grab a time for a quick call here.
Thanks,
Jesse