Revised LTCi Quotes for Ashley E
Jesse Vickey
- 2 min read

Revised LTCi Quotes for Ashley E

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Ashley,

Thanks for our call and your feedback! Your revised long-term care (LTC) insurance quotes are ready.


šŸ” Revised quotes

I've provided three quotes with the same benefits and 3% annual growth to help your benefits keep pace with rising LTC costs.

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Should you shop around? You canā€”but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit. Want to adjust your coverage? We can raise or lower the premiumā€”your benefits will scale accordingly.



šŸ§ My notes

Based on our call, hereā€™s the link to the Medicare/Medicaid article I mentioned, along with notes on your three policy options.

Option A: This National Guardian Life policy is less expensive than the original Mutual of Omaha quote. Premiums are paid for life. While NGL has not raised rates in the past, they reserve the right to do so.

Option B: The same policy as Option A, but payments end after 10 years and are guaranteed not to increase.

Option C: For comparison, Iā€™ve included a similar policy from Thrivent Financial. Premiums are guaranteed for the first 5 of 10 years.

As I mentioned, to apply for insurance through Thrivent, youā€™ll need to select one of the following on your application:

  • I am a Christian seeking to live out my faith; or
  • I am the spouse of a Christian who seeks to live out his or her faith.

If youā€™d like higher or lower benefits, you can adjust your premium and your benefits change proportionally (for example, by 25%).

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Cost tool ā†’ Compare current and projected costs for home care, assisted living, and more in Massachusetts and elsewhere.


šŸ‘‰šŸ» Next steps

If any of these quotes meet your goals, please complete this longer health pre-screen. Iā€™ll share it anonymously with insurers to get an informal underwriting decision.

Iā€™m also happy to send policy details or answer any questions you have.

šŸ“ŗ Still learning?

Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
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