LTCi Quotes for Justine D
Jesse Vickey
- 2 min read

LTCi Quotes for Justine D

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Justine,

Thanks for your phone call. Your long-term care (LTC) insurance quotes are ready.


🔁 Your quotes

I’ve shared two quotes, both providing $150 per day in benefits that grow 3% each year to keep up with rising care costs. If you preferred to start at $100 per day, your premiums would be roughly one-third lower.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit. Want to adjust your coverage? We can raise or lower the premium—your benefits will scale accordingly.



🧐 My notes

Option A provides 3 years of coverage for $475 per month, while Option B extends benefits to 6 years for $620 per month.

  • On average, women who need care receive it for about 3.7 years. If you’d like to see a quote somewhere between 3 and 6 years, just let me know.
  • As mentioned earlier, if you prefer to start at $100 per day in benefits, your premiums would be roughly one-third lower.
  • Both policies allow the insurer to increase premiums over time, though the likelihood of future rate increases is lower than in the past.
  • Because pricing depends heavily on your health, the next step is to complete a HIPAA-secure health form.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in New Jersey and elsewhere.


👉🏻 Next steps

Once you've reviewed your options, let me know if you have questions or thoughts. The next step is to complete a HIPAA-secure health form.

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Got questions? Let's talk again. Grab a 15-minute call.

📺 Still learning?

Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
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