Revised LTCi Quotes for Cheryl M
Jesse Vickey
- 2 min read

Revised LTCi Quotes for Cheryl M

On this page

Cheryl,

Good news. Your revised long-term care (LTC) insurance quotes are ready.


🔁 Revised quotes

I’ve provided two Mutual of Omaha quotes with lifetime premiums of $300 per month, each starting with a $3,000 monthly benefit. To reach those benefits, you can choose between two options outlined below.

💡
Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit. Want to adjust your coverage? We can raise or lower the premium—your benefits will scale accordingly.



🧐 My notes

Both options are similar, but here’s how to think about the trade-off:

Option A – You’ll receive benefits for two years, but they grow 3% per year for the next 20 years. If you expect to need care after age 82, choose this option for higher long-term protection.

Option B – You’ll receive benefits for three years, but they stay level. If you think care may be needed before age 82, choose this option for more total coverage early on.

📍
Cost tool → Compare current and projected costs for home care, assisted living, and more in New Jersey and elsewhere.

Please note that Mutual of Omaha does not guarantee your premiums will remain constant for life. While the company has increased premiums in the past, this may be less common in the future due to improved pricing and more conservative assumptions.


👉🏻 Next steps

Once you've reviewed your options, just reply and I'll email the policy documents to you (no commitment).

📞
Got questions? Let's talk. I'm Jesse (you’ll see me in the video below). No pressure, no commitment. Just happy to help. Grab a 15-min call.

📺 Still learning?

Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
Website | YouTube | Email