Revised LTCi Quotes for Shelly and Paul T
Jesse Vickey
- 2 min read

Revised LTCi Quotes for Shelly and Paul T

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Shelly and Paul,

Good news. Your revised long-term care (LTC) insurance quotes are ready.


🔁 Revised quotes

I've provided three quotes with the ADJUST: same costs/benefits. Your choice of undefined from your first-look quotes is option X. Each one includes 3% annual growth to help your benefits keep pace with rising LTC costs.

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Should you shop around? You can—but your quotes will be the same everywhere. Long-term care insurance prices are set by the insurance companies, not by brokers. We offer all the top policies and help you find the best fit. Want to adjust your coverage? We can raise or lower the premium—your benefits will scale accordingly.



🧐 My notes

These three options all provide strong protection for long-term care needs, especially if you ever require memory care for Alzheimer’s, which can often extend beyond eight years.

Option A: Choose OneAmerica Asset Care for lifetime benefits at the lowest overall cost. The first two years of coverage remain level, with benefit growth beginning in year three of care.

Option B: Select the same Asset Care policy with 3% growth applied from the start. This increases your early benefits—and your premium.

Option C: Choose Securian SecureCare for eight years of benefits, paid as cash (no receipts required), and about twice the refund to your heirs if you never need care.

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Cost tool → Compare current and projected costs for home care, assisted living, and more in Illinois and elsewhere.


👉🏻 Next steps

Once you've reviewed your options, just reply to my email with the one that feels closest—A, B, or C and I'll email the policy documents to you (no commitment).

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Got questions or just starting out? Let's talk. I'm Jesse (you’ll see me in the video below). No pressure, no commitment. Just happy to help. Grab a 15-min call.

📺 Still learning?

Watch our 7-minute "unboring" video on the features of LTC insurance. That's me in the video.

Thanks,
Jesse

Jesse Vickey at Long Term What?
Schedule a call or 720-263-2188
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